Loan Options
Introducing
Why
?
BrightQ puts flexibility and choice at the centre of home lending. Through specialist lending solutions and a practical, common-sense approach to assessment, BrightQ empowers our network to serve a wider range of clients, including those often underserved by traditional lenders.
Unique Lending for
Unique Borrowers.
Full-Doc and Alt-Doc solutions for residential and commercial.
Speedy Turnaround.
Fast SLA times powered by real people and efficient document sharing.
Loans for Business
(That Mean Business).
Self-employed, commercial and construction solutions for individuals, companies, or trusts.
Solutions for Permanent or Temporary Residents.
Lending solutions for Australian Citizens, residents and temporary residents (eligibility criteria apply).
Get Started with BrightQ
Access a comprehensive set of documents to support compliant lending across residential, commercial, SMSF, and specialised scenarios, including product guides, niche matrices, application forms, declarations, and servicing calculators—designed to help you meet documentation requirements, verify borrower information, and submit applications accurately in line with BrightQ’s credit policies.
Product Guides & Matrices
Application Forms & Calculator
- Home Loan Application Form
- KYC & VOI Form
- BrightQ Accountant Letter - August 2024
- BrightQ Application Form - September 2025
- BrightQ_VOI Customer Identification Form
- BrightQ Corporate Introducer App Form - January 2026
- BrightQ Income Declaration (Self-Employed) - August 2024
- BrightQ Privacy Consent Form - September 2025
- BrightQ Purpose of Loan Funds Declaration Form
- BrightQ PurposBrightQ Single Security Bridging Loan Borrower Declaration - March 26e of Loan Funds Declaration Form
- BrightQ SMSF Acknowledgement Form - October 2025
- BrightQ SMSF Trustee Acknowledgement Form
- BrightQ Submissions Template 18 November 2021
- BrightQ Supporting Document Checklist March 2026
- BrightQ Application Form Non Res September 2025
- BrightQ Commercial Accountant Letter - July 2025
- BrightQ Commercial Application Form - April 2026
- BrightQ Commercial Income Declaration (Self-Employed)
- BrightQ Commercial Purpose of Loan Funds Declaration Form
- BrightQ Commercial Servicing Calculator V4.0
- BrightQ Commercial Supporting Document Checklist March 2025
- BrightQ Resident Servicing Calculator V25
- BrightQ Reverse Mortgage Application Form - March 26
- BrightQ Reverse Mortgage Supporting Document Checklist
- BrightQ Non Resi Servicing Calculator - May 20
- BrightQ SMSF Servicing Calculator V3
Contact Us
Click on a document name to download.
